Friday, October 2, 2015

How to Groom a Yorkshire Terrier

Yorkshire terriers are known for their beautiful silky, flowing coats. However, these long beautiful coats need daily care to prevent tangling. Regular brushing is an essential part of grooming and you'll also need to shampoo and trim your dog to keep his coat in top shape. Effectively grooming your Yorkshire Terrier will keep him feeling comfortable, looking healthy, and happy.

Steps

Brushing Your Yorkshire Terrier

  1. Condition your dog's coat. If your Yorkie's coat is dry or has a skin condition that requires moisturizing, buy a spritzing coat conditioner to use before brushing. This helps strengthen the coat and avoid damage from splitting or tearing hairs. If your Yorkie's coat is naturally oily, you can skip conditioning since it might just weigh his coat down.[1]
    Groom a Yorkshire Terrier Step 2.jpg
    • You can also make your own conditioner. Mix 5 parts water and 1 part dog coat conditioner in a spritzer bottle.
  2. Brush sections of your dog's coat. Use a rubber backed pin brush which has metal pins tipped with plastic. Divide an area of your dog's coat into sections and brush from the root to tip with the lie of the hair. Brushing against the lie of the coat is uncomfortable and can lead to tangles. Proper brushing will condition your dog's hair by spreading natural oils throughout your dog's coat.[2]
    Groom a Yorkshire Terrier Step 5.jpg
    • A rubber backed brush will help grip onto the hair and keep hold of the sections.
    • You might want to start brushing an area like the shoulder where your dog is less sensitive and ticklish.
  3. Work out any knots. If you find small knots, work away at them with your fingers, teasing the knot apart. If it is stubborn and can't be worked out, use a comb and slide it between the base of the knot and the skin. Position a pair of scissors above the comb and snip the knot away. The comb protects the skin and keeps you from accidentally snipping it when the knot is raised.[3]
    Groom a Yorkshire Terrier Step 1.jpg
    • Look for knots in areas where the fur rubs together such as the armpits, groin and behind the ears.
    • Check under the tail to make sure there is no fecal soiling in the fur around the anus. If there is, consider bathing your dog, or snipping the soiled hair off if the soiling is extreme.
  4. Comb around your dog's face and ears. Use a comb to gently comb out the fur of your dog's face and ears. Work slowly and pay attention to if your dog starts moving so you don't accidentally poke him in the eye with the comb.[4]
    Groom a Yorkshire Terrier Step 15.jpg
    • You can also clean any buildup from around the rims of your dog's eyes using eye wipes. Be careful so you don't get the wipe into the eye, which can sting.

Bathing Your Yorkshire Terrier

  1. Prepare to bathe your dog. Remove any accessories your dog is wearing such as a collar, bows, or dog clothing. Set him on a comfortable spot on the floor or grooming table. If you use the floor, lay out a large, soft towel. This will also keep hair off the floor. If you use the grooming table, never leave him unattended in case he gets frightened and jumps down, which could lead to injury.
    • Before your bathe your dog, make sure he's been properly brushed. Use a pin brush to completely brush your Yorkie and then use a comb to completely brush him again. This will prevent tangling.
  2. Wet and shampoo your dog. Starting at the top of your Yorkie's head, wet his body completely. Take care not to get any water directly into the eyes. Make sure you wet all the way back to the end of his tail. Squirt some shampoo into your hands and work a lather from the top of your dog's neck to the end of the tail. Shampoo the outside of the ears, the legs, the chest, belly, featherings (the fringe or longer hair), and the rest of the body. To shampoo the head, start at the top and work down to the muzzle.[5]
    Groom a Yorkshire Terrier Step 22.jpg
    • Choose a creamy dog shampoo that will make your Yorkie's coat silky and soft. Look for a tearless shampoo, especially to use on the head. Avoid using shampoo formulated for humans because the pH balance is different and could irritate your dog's skin.
  3. Rinse out the shampoo. Use warm, clean water and rinse the shampoo out of your Yorkie's coat for at least three minutes. Keep rinsing until all the suds are removed and the water runs clear. If you don't get it all the shampoo out, the soap residue could irritate your dog's skin.
    Groom a Yorkshire Terrier Step 19.jpg
    • It may be easier to rinse your dog in a sink. If your dog is larger, you can also set him in the tub to rinse, but he may be frightened by the larger space.[6]
  4. Condition your dog's coat. If you are a using conditioner, squirt a dollop into your hands. Smooth the conditioner over the dog's body, beginning at the top of the neck and working down to the end of the tail. Get the outside of the ears, the legs, the chest, featherings and the rest of the body. Let the conditioner set for 5 to 10 minutes before rinsing off.[7]
    Groom a Yorkshire Terrier Step 23.jpg
    • Rinse the conditioner off for about 2 to 5 minutes.
  5. Brush and dry your dog. Let your dog shake the water off first. This can help to remove about half the water in his coat. Take a towel and rub gently all over the dog's body for about 20 seconds. By this point, your dog will still be damp, but no longer soaking wet. You can now take a pin brush and brush your your dog's coat. Repeat with a comb, but pay special attention to the featherings, ears, and tail. Comb these so that they sit straight.
    Groom a Yorkshire Terrier Step 26.jpg
    • You can also use your pet dryer or a human one on the coolest setting possible (also placed at least 10 inches from the dog and constantly moving). Blow dry your Yorkie while combing him, so that the hair stays straight.[8]

Caring For a Yorkie's Teeth, Nails, and Ears

  1. Prepare to brush your dog's teeth. Choose toothbrushes and toothpastes that are made for dogs. You may want to buy a tiny finger brush with plastic bristles (available at pet stores, catalogs, or from your veterinarian) which may be easier to use than a toothbrush. Clean the tooth brush or tiny finger brush by running it under hot water for a few seconds and rinsing in cold water for a few seconds. Do this before using it in your dog's mouth.
    Groom a Yorkshire Terrier Step 11.jpg
    • Do not use human toothpaste because the high fluoride content can make your Yorkie sick if he swallows it.[9]
  2. Brush your dog's teeth daily. Squirt a pea-sized amount of toothpaste on the toothbrush. Gently move your dog's lip upward so you can see the teeth. Rub the toothpaste on the teeth and don't worry about rinsing since dog toothpastes are designed for your dog to lick away.[10]
    Groom a Yorkshire Terrier Step 13.jpg
    • Yorkies are prone to tartar buildup on their teeth. This buildup can lead to gum recession and the teeth eventually loosening. Brushing is important to prevent tartar buildup and painful, costly dental surgeries.
  3. Clip your dog's nails. Take dog nail clippers and hold your dog's foot firmly in your hand. Pay attention to the shape of the nails and look for the quick. The quick is a blood vessel and nerve that appears dark. Avoid cutting this. Instead, only cut the tip of the nail. If you're unsure where the quick is or how far back to clip, try buffing the point off the nail with a coarse emery board.
    Groom a Yorkshire Terrier Step 17.jpg
    • If you do accidentally cut into the quick, it may bleed a lot, but won't be fatal. You can stop the bleeding by covering it with a little styptic powder.[11]
    • If it's your first time clipping your Yorkie's nails, you may want someone knowledgeable to show you how to clip the nails. Or, it may just be helpful to have the person hold your dog while you do the trimming.
  4. Tweeze inside your dog's ears. Take your tweezers and gently pluck the hair inside the ear. This is optional, as some argue it can make the ears sore and inflame the skin, causing infection. Others believe plucking can improve air circulation within the ear canal, preventing infections.[12]
    • Many veterinarians advise a middle path which is not to pluck unless your dog gets regular ear infections. In this case, plucking can help ear drops penetrate deeper into the ear canal.[13]
  5. Clean inside your dog's ears. If you see wax, usually brown or black, you'll need to use ear wipes or an ear cleaner to remove it. Avoid putting water into your dog's ears, since it will soften the skin and could lead to infection. Instead, squirt a cleanser into your dog's ear and rub it in a circular motion. Place a cotton ball right under the flap and tip your dog's head toward it, so the solution drains out. Wipe out any remaining solution with a clean cotton ball.[14]
    Groom a Yorkshire Terrier Step 10.jpg
    • Never poke anything into the ear canal, even a cotton bud. But, don't be too afraid to clean your dog's ears. It's almost impossible to touch a dog's eardrum, let alone rupture it through routine cleaning. Dogs have "L" shaped ear canals, so as long as you clean straight downwards into the ear canal, the eardrum is not accessible.

Trimming Your Yorkshire Terrier

  1. Trim the hair on your dog's feet. Choose grooming scissors that have a blunt end. This keeps the tips from piercing your dog if he moves unexpectedly while you're trimming.[15] Gently, but firmly hold your dog's foreleg and clip the extra hair between the pads. Cut the hair on the front of the foot in a semi-circle, leaving the hair on top of the paws alone.[16]
    • Using other scissors may thin your dog's hair too much or create split ends.
    • Since the hair on your dog's feet grows quickly, check the length every month to make sure it doesn't drag and interfere with your dog's walking.[17]
  2. Clip your dog's featherings. Try to clip all the featherings, including the beard, at an equal length. You should occasionally trim the featherings, even if you're trying to grow out your Yorkie's coat. Just make sure not to much, if that's the case.
    Groom a Yorkshire Terrier Step 27.jpg
    • Clipping your dog's featherings is a completely personal preference. You may want to find reference photos of looks that you like. For example, a popular cut is the "puppy dog clip", which has the top third of the ears clipped short so the ears stay pricked up and the hair along the jawline is clipped straight.[18]
  3. Groom your dog's top knot. To do this, brush the hair thoroughly so there are no tangles in the hair. Pull a section of hair on the top of your dog's head as though you're making a ponytail. Secure it with a comfortable band and tease the secured hair to make it appear larger. Gather it again on the top of the head and secure it with another band, clip, or bow.[19]
    Groom a Yorkshire Terrier Step 25.jpg
    • You may want to add a few drops of gel to keep hairs in place.
    • If your Yorkie is a show dog, you'll need to groom his top knot.
  4. Have your dog professionally groomed every year. It's a good idea to send your dog to a professional groomer three or four times a year to keep him looking his best. If your dog is a show dog, he'll need a more complicated trim which involves growing the hair to floor length.
    Groom a Yorkshire Terrier Step 29.jpg
    • A show Yorkie should be professionally trimmed every few months.


Tips

  • If your dog is a show dog, there should be no traces of any substance but water in the coat after bathing.
  • If your dog's coat is static, you can spray an anti-static (most waterless shampoos work as anti-statics) lightly over the coat. Then comb your dog.
  • Bathe your Yorkshire Terrier every few weeks. Bathing more frequently can strip the coat of natural oils, causing skin problems.

Related wikiHows

Sources and Citations


Cite error: <ref> tags exist, but no <references/> tag was found




from How to of the Day http://ift.tt/1JJYkOm

How to Recognize the Signs of Leukemia

Leukemia is a blood cancer that affects the white blood cells in your body that are normally in charge of fighting infections and diseases. Those who suffer from leukemia have corrupted white blood cells that crowd out the healthy cells and lead to serious problems.[1] Leukemia can grow fast or slow and there are several types.[2] Recognize the common symptoms of leukemia and learn when to seek treatment.

Steps

Spotting Common Symptoms

  1. Check for symptoms that resemble the flu. These symptoms include having a fever, being tired, or having chills. If the symptoms fade after a few days and you feel healthy again, you probably just had the flu. That being said, if flu-like symptoms do not subside, see your physician. Leukemia patients often mistake leukemia symptoms to be those of the flu or other infections. In particular, look for:
    Recognize the Signs of Leukemia Step 1.jpg
    • Continual weakness or tiredness
    • Frequent or severe nosebleeds
    • Repetitive infections
    • Unexplained weight loss
    • Inflamed lymph nodes
    • Swollen spleen or liver
    • Bleeding or bruising easily
    • Small red marks on your skin
    • Profuse sweating
    • Bone cramps[3]
    • Bleeding gums[4]
  2. Register your fatigue level. Chronic fatigue is often an early symptom of leukemia. Because fatigue is quite common, many patients overlook this symptom. Weakness and very low energy can accompany fatigue.[5]
    Recognize the Signs of Leukemia Step 2.jpg
    • Chronic fatigue is different from just feeling tired. If you feel unconcentrated or like your memory is weaker than normal, you might have chronic fatigue. Other symptoms include swollen lymph nodes, new and unexpected muscle pain, sore throat, or severe exhausting lasting longer than one day.[6]
  3. Monitor your weight. Losing weight for no apparent reason is often a symptom of leukemia. This can be a subtle symptom, and taken alone it doesn't necessarily point to cancer. Still, if you're losing weight without changing your regular diet and exercise habits, it's important to visit your doctor.[7]
    Recognize the Signs of Leukemia Step 3.jpg
    • It's normal for weight to fluctuate up and down over time. Look for a slow but steady drop in weight through no effort of your own.
    • Weight loss that’s related to sickness often is accompanied by a feeling of low energy and weakness rather than increased health.
  4. Pay attention to bruising and bleeding. People with leukemia tend to bruise and bleed more easily. Part of the reason is because they have lower counts of red blood cells and platelets, which can lead to anemia.[8] If you seem to bruise after every minor bump, or start bleeding profusely from a small cut, take note. This is a particularly important symptom.[9] Also beware of bleeding gums.[10]
    Recognize the Signs of Leukemia Step 4.jpg
  5. Examine your skin for tiny red spots (petechiae). They will look out of the ordinary and unlike normal splotches you'd get after exercising or blemishes from acne. If you see round, tiny, red spots on the skin that weren't there before, see a doctor immediately. They will appear as a rash rather than as blood.[11] They often form in clusters on your skin.[12]
    Recognize the Signs of Leukemia Step 5.jpg
  6. Determine whether you have infections more frequently. Because leukemia damages your healthy white blood cell count, frequent infections can occur. If you have a lot of skin, throat, or ear infections, your immunity might be weakened.[13]
    Recognize the Signs of Leukemia Step 6.jpg
  7. Feel for bone pain and tenderness. If your bones feel achy and painful, and you have no other reason for the soreness, consider getting tested for leukemia. Bone pain associated to leukemia can happen because your bone marrow becomes overcrowded with white blood cells. Your leukemia cells also can pool close to your bones or within the joints.[14].
    Recognize the Signs of Leukemia Step 7.jpg
  8. Understand risk factors. Some people are more predisposed to get leukemia. Although having some risk factors does not mean one certainly will get leukemia, recognizing risk factors is important. You might be more at risk if you have (had):
    • Prior cancer therapies like chemo or radiation.
    • Genetic disorders
    • Been a smoker
    • Family members with leukemia
    • Been exposed to chemicals like benzene[15]

Getting Tested for Leukemia

  1. Have a physical exam. When you visit your doctor, he will check to see whether your skin is abnormally pale. This could result from anemia that is associated to leukemia. Your doctor will also check to see whether your lymph nodes are swollen. Your physician also will test to see whether your liver and spleen are larger than normal.[16]
    Recognize the Signs of Leukemia Step 9.jpg
    • Swollen lymph nodes are also a trademark sign of lymphoma.[17]
    • An enlarged spleen is also a symptom of many other sicknesses like mononucleosis.[18]
  2. Undergo blood work. Your doctor will draw blood. Then, she will examine the blood herself or send it to a laboratory to assess your white blood cells or platelet counts.[19] If your numbers are significantly high, she could order additional tests (MRIs, lumbar punctures, CT scans) to check for leukemia.[20]
    Recognize the Signs of Leukemia Step 10.jpg
  3. Receive a bone marrow biopsy. For this test, a doctor inserts a long, slender needle into your hip bone to extract marrow. Your doctor will send the sample to a lab to assess whether leukemia cells are present. Depending on the results, he might order additional testing.[21]
    Recognize the Signs of Leukemia Step 12.jpg
  4. Obtain a diagnosis. Once your doctor has examined all possible aspects of your condition, he can give you a diagnosis. This might take a bit of time, as laboratory processing times vary. Still, you should hear within a few weeks. You might not have leukemia. If you do, your doctor will be able to tell you what type you have and discuss potential treatment options.
    Recognize the Signs of Leukemia Step 11.jpg
    • Your doctor will share whether leukemia is growing fast (acute) or growing slowly (chronic).[22]
    • Next, he will determine what kind of white blood cell has the disease. Lymphocytic leukemia impacts lymphoid cells. Myelogenous leukemia affects myeloid cells.
    • While adults can get all types of leukemia, most small children suffer from Acute lymphocytic leukemia (ALL).
    • Both children and adults can suffer from Acute myelogenous leukemia (AML) but this is the most common fast growing leukemia for adults.
    • Chronic lymphocytic leukemia (CLL) and Chronic myelogenous leukemia (CML) impact adults and may take years to show symptoms.[23]

Video

Related wikiHows

Sources and Citations


Cite error: <ref> tags exist, but no <references/> tag was found




from How to of the Day http://ift.tt/1KV5RLQ

Thursday, October 1, 2015

How to Wind a Grandfather Clock

Clocks made in the old-fashioned tradition require winding in order to operate. Grandfather clocks are freestanding timepieces of this type, controlled by the fall of weights and the movement of a pendulum in a tall case. Follow these instructions to wind any type of grandfather clock.

Steps

Winding a Crank-Wound Clock

  1. Look for the winding points. If your grandfather clock is wound by a crank or a key, it should have one to three small holes on the clock face. Most commonly, these are located near the 3 (III), the 9 (IX), the center, or anywhere in the lower half of the clock face. If you do not see a hole, and your clock did not come with a crank or key, see the instructions for chain-wound clocks instead.
    Wind a Grandfather Clock Step 3.jpg
  2. Obtain a clock crank or key of the correct size. Newly purchased clocks of this type should come with a key or crank, but if you acquired a used clock, or misplaced the winding implement, you can find a new one online or from a clockmaker. Open the door protecting the clock face, and measure the width of each hole precisely using a ruler or tape measure with a millimeter scale (mm), or preferably a set of calipers that can measure in 0.25 mm increments.[1] Purchase a crank or key with this shaft width for safe and easy winding. You may wish to purchase three or four winding implements in different sizes, in case your measurement was slightly off.
    Wind a Grandfather Clock Step 1.jpg
    • Note: When purchasing a crank, make sure the length of the shaft is sufficient to raise the crank above the level of the clock hands, so you can turn it 360ยบ without damaging them.[2]
    • Some manufacturers sell keys in a numbered scale, rather than by shaft width. However, there is no single industry-wide scale, so referring to the exact millimeter size is recommended.[3]
  3. Use the crank or key to wind the first weight. Gently push the shaft of the crank or key into any one of the winding holes. It should be a snug fit, but do not force it in. Gently hold the clock face steady with one hand, and use the other to gently turn the crank. Try turning in both directions, and see which one moves smoothly; each individual clock winds either clockwise or counterclockwise. One of the long weights lower down in the clock should rise as you turn. Stop turning right before the weight touches the wooden "seat board," or when the key no longer easily turns.[4]
    Wind a Grandfather Clock Step 5.jpg
    • If you cannot turn the key easily, or you do not see a weight moving, check to see if one of the weights is already at the top. If one or more of the chimes is turned off, the weight responsible for timing that chime will not fall, and does not need to be wound.
    • The weights are typically located above the pendulum. You may or may not need to open the lowercase in order to see them.
  4. Repeat the process for the other winding points. If your clock has more than one weight, it should also have more than one winding point in the clock face. Move the crank or key to the remaining winding points, turning it in each one until every weight is nearly touching the wooden board above it.
    1397415 4.jpg
  5. If necessary, make adjustments carefully. Now is a good time to check whether the clock is still displaying the correct time. If not, you may physically move only the minute hand to the correct time, moving it clockwise only. Always stop at the 12 (XII) and allow the clock to strike the hour before continuing.[5] Do the same for other points if the clock chimes at additional times (typically the quarter hours at the 3, 6, and 9).
    Wind a Grandfather Clock Step 9.jpg
    • There are some clocks that can safely have their minute hand turned counterclockwise, but do not risk it unless you are certain. If the minute hand "resists" attempts to move it clockwise, and can move smoothly counterclockwise, you may have an unusual model that should be adjusted counterclockwise.[6]
    • If your clock is running too fast or too slow, find the knob or nut at the bottom of the swinging pendulum. Tighten it clockwise in order to slow the clock down, or loosen it counterclockwise to speed it up.
  6. Wind weekly, or as necessary. Almost all grandfather clocks are made to run for seven or eight days without winding, so winding them on the same day each week will ensure that it never stops. If your clock stops before its regular winding time, however, you may need to wind it more frequently.
    1397415 6.jpg

Winding a Chain-Wound Clock

  1. Look for chains hanging next to the weights. Open the door protecting the long, hanging weights in the clock case (not the pendulum). Most clocks have one, two, or three weights, but there may be more on unusual models. If you see a hanging chain next to each weight, your clock is probably chain-wound.
    Wind a Grandfather Clock Step 12.jpg
    • If you cannot find either a chain or a winding hole in the clock face, ask someone to help you look, or consult a professional clockmaker or clock repair shop.
  2. Gently pull on one of the chains. Grasp a chain hanging next to a weight that is not at the top of the case. Slowly pull down on the chain and watch the weight rise. Continue until the weight is almost touching the board at the top of the weight case, or until you cannot move the weight by pulling at the same gentle rate.[7]
    Wind a Grandfather Clock Step 13.jpg
    • Pull on the chain next to a weight, never the chain the weight is attached to.
    • It does not matter which weight you wind first.
  3. Repeat with the other weights. Each weight has its own chain. Gently pull on each of these until the weight associated with it has nearly touched the board above the weights. Your clock is fully wound once all the weights are in the top-most position.
    Wind a Grandfather Clock Step 14.jpg
    • Typically, the center weight controls the clock's timekeeping. If other weights are present, they control the hour strike, or the quarter-hour chime.
  4. Make adjustments if necessary. Physically rotate the minute hand, not the hour hand, of the clock if you need to set the time. Rotate clockwise unless you feel resistance in that direction, and use your free hand to steady the clock face as you turn. Be gentle to avoid bending or breaking the clock hand, and stop and wait for the clock to strike or time before continuing to move the hand.
    Wind a Grandfather Clock Step 15.jpg
    • A nut on the bottom of the pendulum can be tightened to slow the clock down, or loosened to speed it up. Adjust this if you find yourself adjusting the time every week or two.

Video

Tips

  • If you do not want quarter-hour or hourly chimes, do not wind the two weights that control those aspects. Alternatively, look for a lever on the dial or the side of the clock that allow you to turn off the chime completely or during night hours.
  • If your clock has a moon dial set within the clock face, you may adjust it to the correct moon phase by gently applying pressure to this small dial, and moving it clockwise. This also applies to other small dials on your clock face.[8]

Warnings

  • Do not force the key or crank into the winding points.
  • If the key or crank is not turning smoothly or the chains will not pull downward, do not continue. Contact a professional.

Things You'll Need

  • Clock key or crank

Sources and Citations


Cite error: <ref> tags exist, but no <references/> tag was found




from How to of the Day http://ift.tt/1YSqGBh

How to Collect a Court Ordered Judgment

If you receive a judgment by a court ordering someone to pay you money, the court will not collect the judgment for you. You must collect it yourself. A judgment is not collectible until the time has expired for the debtor to appeal the ruling. This is typically 30 days but could vary by jurisdiction. After expiration, however, you can move to collect on the judgment. If the debtor does not pay the full amount immediately (or agree to a payment plan), then you can move to seize assets, or even suspend the debtor's driver's license, in order to satisfy the judgment. If the debt is not collected within 10 years of judgment, the judgment will expire and you will be unable to collect the debt unless you file to renew the judgment.

Steps

Contacting the Debtor Yourself

  1. Write to the debtor. In your letter, encourage the debtor to pay their debt. Give them an address to send their payment, as well as your contact information in case they have to contact you.[1]
    • Include what forms of payment you will accept. If you will accept credit cards, tell them. The more payment options you offer, the more likely it is the debtor will be able to pay.
    • Request that all communication be handled in writing. This will give you a record of everything that happens should you need it down the road.
  2. Ask for your money all at once. If you request all of your money up front as a lump sum payment, consider giving the debtor a discount, which might include an interest waiver.[2] Doing this will incentivize the debtor to pay it all at once and it will allow you to move on and not have to worry about collecting money in the future.
  3. Consider drafting a payment plan. If the debtor cannot satisfy the debt all at once, put together an agreeable payment plan. Try to agree to a plan that is feasible for the debtor. If the debtor can afford the payments, they will be more likely to make them.
    • If you and the debtor agree to a payment plan, fill out a Stipulation for Time Payments and file it with the court once you and the debtor have signed it.[3] This form makes the court aware of the payment plan, which will be helpful if the debtor fails to make their payments.
    • If you and the debtor cannot agree on a payment plan, a lot of states will allow you and the debtor to file requests to make payments, which are documents asking a judge to incorporate a certain payment plan.[4] Each party will get to file their own request, and the judge will decide on an acceptable payment plan after analyzing both requests.
  4. File an Acknowledgment of Satisfaction of Judgment. Once you have been paid in full, you will need to obtain and fill out an Acknowledgment of Satisfaction of Judgment form. This form can be accessed online at your local court's website, or by going to your local courthouse and talking with the clerk of courts.
    • Mail a copy to the debtor, file a copy with the court, and keep a copy for yourself.
    • If you fail to file an Acknowledgment of Satisfaction of Judgment, or fail to notify the debtor by sending them a copy, you could be liable for any damages suffered by the debtor.

Seizing Assets Using a Writ of Execution

  1. Know when you can start the seizing process. Once judgment is entered against the debtor, the debtor will have a 30 day period in which they can appeal the judgment or ask the court to vacate the judgment.[5] After this 30 day period has passed, and if you have not been paid in full, you may move to seize the debtor's assets in order to satisfy your judgment.[6]
  2. Find out the location of the debtor's assets. Before you can seize a debtor's assets, you will need to be able to tell the sheriff (who is responsible for the actual seizing process) where the assets are located.[7] To find a debtor's assets, (i.e., bank accounts, wages, and other personal property), you can take any of the following actions:
    • Look at the information contained in the Statement of Assets, which is a form the debtor may have filled out after judgment was entered.[8] This form requires the debtor to reveal the location and identification of all of their assets.[9]
    • If the debtor failed to fill out and return a Statement of Assets, you can get the court to order the debtor to return to court in order to reveal the location and identification of their assets.[10] If the debtor shows up to court, the judge will ask them about the assets. If the debtor does not show up, a warrant may be issued for their arrest.[11]
    • If all else fails, you can try and locate the debtor's assets on your own. You might try contacting the debtor and their family and friends, or you may try and locate them by hiring an investigator.
  3. Complete a Writ of Execution. Once you know the location of the debtor's assets, you will fill out and file a Writ of Execution, which is a form issued by the clerk of courts that describes the details of a judgment and empowers a sheriff to seize assets.[12]
    • A Writ of Execution can be found online at your local court's website, or you can go to the courthouse in person to obtain one.
    • There is usually a fee associated with having a Writ of Execution issued.[13] Check with your local court to see what the fee is and if it can be waived.
  4. Garnish the debtor's wages or seize their personal property. The two most common assets seized are wages and bank accounts.[14]
    • If you are garnishing a debtor's wages, you will need to fill out an Application for an Earnings Withholding Order, which asks the court to issue the Order telling the debtor's employer to give the sheriff a portion of what they earn until the judgment is paid.[15] This form can usually be found online or by going to your local courthouse in person.
    • If you are seizing the debtor's personal property (e.g., bank accounts and vehicles), there is usually no additional paperwork needed besides the Writ of Execution.
  5. Give the necessary information to the sheriff, along with their fee. In addition to giving the sheriff a copy of the Writ of Execution and any other documents you have filled out (i.e., the Application for an Earnings Withholding Order), you will need to provide the sheriff with detailed instructions.[16] These instructions tell the sheriff what you want them to do and where they can find the property.[17]
    • The sheriff will also request a fee for their services. The sheriff's fee will vary depending on what you are asking them to do. In California, for example, the sheriff's fee may range from $35.00 for seizing a bank account to $1,800.00 for seizing and selling a vehicle.[18]
  6. File an Acknowledgment of Satisfaction of Judgment. Once you have been paid in full, you will need to obtain and fill out an Acknowledgment of Satisfaction of Judgment form. This form can be accessed online at your local court's website, or by going to your local courthouse and talking with the clerk of courts.
    • Mail a copy to the debtor, file a copy with the court, and keep a copy for yourself.
    • If you fail to file an Acknowledgment of Satisfaction of Judgment, or fail to notify the debtor by sending them a copy, you could be liable for any damages suffered by the debtor.

Recording a Lien

  1. Know when you can start the recording process. Before you can record a lien, which will give you an interest in property owned by the debtor, you must wait for a certain period after you receive a judgment against the debtor (usually 30 days).[19]
  2. Complete an Abstract of Judgment. After the waiting period is up, you will need to obtain, fill out, and file an Abstract of Judgment.[20] This form puts a lien on any land or building owned by the debtor.[21]
    • To find this form, go to your local court's website or visit your local courthouse in person.
    • There is usually a fee associated with filing an Abstract of Judgment.[22] Check your jurisdiction's fee schedule to get an idea of what the fee might be.
  3. Record the original issued Abstract of Judgment. Once the Abstract of Judgment has been issued by the court you filed it with, you will need to take the Abstract of Judgment to the Recorder's Office in order to have it recorded.[23] As a rule of thumb, record the Abstract of Judgment with the County Recorder's Office in the county where the debtor lives or has their place of business.[24] You can record the Abstract of Judgment in as many counties as you want.
    • Each time you record the Abstract you will have to pay a fee. Contact the County Recorder's Office you are going to record in and ask about the fees they charge.
  4. File an Acknowledgment of Satisfaction of Judgment. After your debt has been satisfied, you will need to obtain and fill out an Acknowledgment of Satisfaction of Judgment form. This form can be accessed online at your local court's website, or by going to your local courthouse and talking with the clerk of courts.
    • In addition, you will need to name every county you recorded an Abstract of Judgment in and will need to have that information notarized.[25] You will then need to take this acknowledgment and have it recorded in all of those counties (there will be a fee for recording each acknowledgment).[26]
    • Mail a copy of these forms to the debtor, file a copy with the court, and keep a copy for yourself.
    • If you fail to file an Acknowledgment of Satisfaction of Judgment, or fail to notify the debtor by sending them a copy, you could be liable for any damages suffered by the debtor.

Suspending the Debtor's Driver's License

  1. Know when you can suspend a debtor's driver's license. If your judgment comes from a car accident in which the debtor was at fault, you can ask to have the debtor's driver's license suspended.[27]
  2. Wait 30 or 90 days from the date of judgment. Depending on the amount owed by the debtor, you will have to wait a certain period before filing the required form.
    • In California, if the judgment is over $750.00, you must wait for 30 days after judgment is entered.[28]
    • In California, if the judgment is under $750.00, you must wait for 90 days after judgment is entered.[29]
  3. Fill out the required form. After you have waited for the required period, you should obtain and fill out the necessary form with the court that handed down the judgment. These forms can usually be found online at your local court's website, or in person by going to your local courthouse.
    • In California, if the judgment is over $750.00, you will need to fill out a Certificate of Facts Re Unsatisfied Judgment.[30] This form will ask you to briefly explain your situation and state that you are eligible to request this service.
    • In California, if the judgment is under $750.00, you will need to fill out a Notice of Unsatisfied Judgment.[31] This form will ask you to briefly explain your situation and state that you are eligible to request this service.
  4. File the form with the clerk of courts. Once you have filled out the required form, file it with the clerk of courts where the trial was held that found the debtor responsible for the car accident.[32]
  5. Pay the required fee. When you file the form with the clerk of courts, you will be required to pay some sort of filing fee. Check with your local court in order to obtain information about the fee and if there is a potential fee waiver.
  6. File an Acknowledgment of Satisfaction of Judgment. After your debt has been satisfied, you will need to obtain and fill out an Acknowledgment of Satisfaction of Judgment form. This form can be accessed online at your local court's website, or by going to your local courthouse and talking with the clerk of courts.
    • In addition, you will need to sign a form that will be sent to you by the Department of Motor Vehicles (DMV) and you will have to send this form to the debtor so they can have their driver's license reinstated.[33]
    • Mail a copy of these forms to the debtor, file a copy with the court, and keep a copy for yourself.
    • If you fail to file an Acknowledgment of Satisfaction of Judgment, or fail to notify the debtor by sending them a copy, you could be liable for any damages suffered by the debtor.

Warnings

  • The judgment debtor can stop your collection efforts by filing for bankruptcy. If you are notified as a creditor, you must stop all garnishments, levies, and other collection efforts.

Related wikiHows

Sources and Citations


Cite error: <ref> tags exist, but no <references/> tag was found




from How to of the Day http://ift.tt/1jAziMw

How to Do Candlewicking

Candlewicking is a form if embroidery done with heavy thread on muslin. it is considered "traditional" because it uses an old technique called the "colonial knot".

Steps

  1. Cut a piece of the muslin large enough for your selected design.
    Do Candlewicking Step 1.jpg
  2. Lay the muslin on top of the pattern.
    Do Candlewicking Step 2.jpg
  3. Lightly trace the pattern onto your muslin. A light box can make this faster and easier.
    Do Candlewicking Step 3.jpg
  4. Pin the fabric to the pattern to keep it from sliding as you trace.
    Do Candlewicking Step 4.jpg
  5. Use a washable marker to make small dots to indicate the placement of the colonial knots and any other embroidery stitches used in the design.
    Do Candlewicking Step 5.jpg
  6. Check to be certain that you have transferred the entire Candlewicking pattern to the muslin and haven't missed anything.
    Do Candlewicking Step 6.jpg
  7. Remove the pins and set the pattern aside.
    Do Candlewicking Step 7.jpg
  8. Place the fabric in an embroidery hoop.
    Do Candlewicking Step 8.jpg
  9. Thread the embroidery needle with 4 strands of Candlewicking thread or 6-12 strands of embroidery floss. The amount of floss you use will determine how large your colonial knots will be.
    Do Candlewicking Step 9.jpg
  10. Tie a knot in the thread or floss and stitch your first colonial knot. If this is your first Candlewicking design, practice making colonial knots on a small piece of muslin before you begin.
    Do Candlewicking Step 10.jpg
  11. Systematically work the design - left to right, top to bottom, or whatever to prevent soiling finished areas.
    Do Candlewicking Step 11.jpg
  12. Launder when finished to remove the marker.
    Do Candlewicking Step 12.jpg
  13. Size the finished piece by laying the piece face down on a clean, prewashed white towel and iron it from the back.
    Do Candlewicking Step 13.jpg
  14. "Pat" the fabric with the iron when ironing to avoid damaging the colonial knots.
    Do Candlewicking Step 14.jpg
  15. Finished.
    Do Candlewicking Intro.jpg

Things You'll Need

  • Medium to heavy weight unbleached cotton muslin
  • Candlewicking thread (substitute cream colored six-strand embroidery thread if need be.)
  • a large sharp embroidery needle
  • washable fabric marker
  • straight pins
  • pattern

Related wikiHows



from How to of the Day http://ift.tt/1P6ScGO